Providing health benefits is becoming increasingly complicated, particularly for waste and recycling companies with employees working across multiple locations, roles, and schedules. Traditional group health plans may not offer the flexibility needed to accommodate field crews, office staff, part-time employees, and seasonal workers.

NWRA has partnered with Aflac and Trove Group to introduce members to CHOICE Arrangements (formerly ICHRA), an alternative approach to employer-sponsored health coverage.

Rather than selecting a single group health plan, employers establish a fixed, tax-free monthly contribution, and employees choose individual health insurance plans that best fit their healthcare needs, including preferred doctors, prescriptions, and family coverage.

This approach offers several potential advantages:

• Budget Control: Establish predictable monthly contributions to help manage healthcare costs and reduce unexpected renewal increases.

• Employee Choice: Give employees the flexibility to select coverage that meets their individual needs.

• Multi-State Flexibility: Accommodate employees across different geographic locations and provider networks.

 

Join us for a brief, informative session to learn whether this approach could be a fit for your organization.

Complimentary for NWRA members.

During this 20-minute webinar, Trove Group will cover:

• How CHOICE Arrangements compare with traditional group health plans in terms of cost, flexibility, and administration.

• How employers can tailor contributions by role, location, or employment status, using up to 11 employee classes.

• What the enrollment process looks like for employees, from plan selection through implementation.

• How dental, vision, and other ancillary benefits can complement this approach.

• Examples of how small, midsize, and large employers have implemented these arrangements.

This webinar is designed for business owners, CFOs, HR professionals, and employee benefits decision-makers at NWRA member companies of all sizes. It may be particularly useful for organizations approaching a health insurance renewal or exploring options to offer employee coverage for the first time.